The Fairway Jersey Personal Pension Scheme

The Fairway Jersey Personal Pension Scheme (FJPPS) enables Jersey residents to not only save for their retirement, but also to ensure that their retirement savings remain in Jersey and form part of their estate on death.

The scheme allows local residents with a retirement planning structure for life; a single structure that can be used, not just to provide for retirement, but also to draw an income while in retirement.

To encourage more people to provide for their retirement, a tax-free lump sum of 30% of the plan value to be taken on retirement has been extended to include trust-based pension plans.

About to retire?

From the age of 50, local residents who are about to go into retirement can now transfer their accumulated pension funds into the Fairway Jersey Personal Pension Scheme with three options:



Take up to 30% of their accumulated funds as a tax-free cash lump sum


Buy an annuity with some, or all, of the remaining proceeds of their pension pot to provide a guaranteed income; and/or


Invest the remainder into the investment funds that are most appropriate for their circumstances in order to generate a retirement income

Should your client die before they get to enjoy all of their retirement savings, they can rest assured that the beneficiaries of their estate will.

Planning for pensions

For those local residents who are still preparing for their retirement, the Fairway Jersey Personal Pension Scheme provides probably one of the most flexible pension plans anywhere.
Jersey has never before had a pension scheme that is so well adapted to the needs and expectations of the Island’s residents.


t: +44 (0)1534 511700


Scheme Terms & Conditions
Key Features Document
Fee Schedule

The combination of features that make this pension unique:


Easy to set-up

Transfer in existing schemes

Local advisers

Complete transparency

Provisioning & Investment


Annual allowance


Investment choice

Options on Retirement

Tax-free lump sum

Retirement income

Traditional annuity

Continues benefit

Jersey Personal Pension Scheme is a registered business name of Fairway Pension Trustees Limited. Fairway Pension Trustees Limited is trustee of the Jersey Personal Pension Scheme. Fairway Pension Trustees Limited is regulated by the Jersey Financial Services Commission under the Financial Services (Jersey) Law 1998 for the conduct of Trust Company Business.

View our disclaimer